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Tag: Homeowners Insurance

What is Guaranteed Replacement Cost?

Replacement Cost vs. Market Value: What's the Difference? When you purchase a home and start thinking about protecting your investment, this is often the first question. The answer is often: More than you just paid for it, Buckel says. See also: How Much Does Homeowners Insurance Cost? “People naturally gravitate to how much they paid for the house, but we’re not insuring it to buy it...

Tips to Keep Your Pets Safe This Holiday Season

The holidays are an exciting time for get-togethers, gifts and delicious food. While most people are up for the festivities your pet might feel differently. Extra noise and visitors can leave pets feeling stressed. Food and decorations can present hazards, too. Here’s what to you need to know to keep pets safe this holiday season. Food It’s easy to give in to the begging eyes of...

Candle Fire Prevention: 10 Easy Tips

From pumpkin spice to winter pine to strawberry shortcake, there are a plethora of candle scents to choose from—not to mention the endless styles candles come in. Whatever your go-to candle is, now is definitely the season to burn it. But did you know candles are the culprit of 7,610 home fires each year?* December is the peak month for candle fires, with January being...

Holiday Safety Roundup: Our 11 Most Popular Tips

The holiday season is a time to unwind, connect and finish the year with warmth and good cheer. Just make sure that you don’t let safety take a holiday. With errands to run and guests to entertain, it’s easy to get distracted. So amid all the hustle and bustle, take a breath. With a little planning, you’ve got this! ‘Tis the season…to be careful Here’s...

Checklist: How To Winterize Your Home To Save Money and Energy

Fall Home Maintenance Checklist Indoors: Windows and doors: Prevent chilly drafts (and pricey heating bills) by checking and replacing any worn weather stripping and caulking any cracks. For loose-fitting doors, slide a draft guard or rolled-up towel underneath to fill the gap. Drapes, curtains, shades and blinds can also help reduce heat loss, according to energy.gov. For your chimney, floors, vents and more, these tips can...